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Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Our proven track record in the past eight years has been 50% to 90% reductions. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. let us intervene and negotiate reduction of your business debt. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Our fee is a small percentage of the amount we save you. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Don't consolidate your debt, negotiate your debt. We guarantee results or you pay us nothing. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. 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